Largest Banks in the US 2026: Top 100 Ranked by Assets, JPMorgan Chase Leads at $4.09 Trillion
The largest banks in the US for 2026: the top 100 commercial banks ranked by total assets from the Federal Reserve's latest list (data as of 30 June 2026). JPMorgan Chase, Bank of America, Citibank and Wells Fargo hold 42% of all US bank assets.
JPMorgan Chase Bank is the largest bank in the US with $4.09 trillion in assets, as of 30 June 2026 (Federal Reserve). The four biggest banks hold 42.2% of the $25.18 trillion in assets across all 3,765 US commercial banks.
This page ranks the 100 largest banks in the US by total assets, using the Federal Reserve's quarterly bank list. It also shows each bank's parent company, branch count and how much it grew in a year.
Key Takeaways
- JPMorgan Chase leads with $4.09 trillion, ahead of Bank of America at $2.65 trillion (Fed)
- The top 4 banks hold 42.2% of US bank assets; the top 10 hold 56.9% (Fed)
- Only 29 of 3,765 banks have $100 billion or more in assets (Fed)
- Fifth Third jumped from No. 20 to No. 14 after buying Comerica (Fifth Third)
- Goldman Sachs Bank USA grew 21.3% in a year and passed U.S. Bank for No. 5 (Fed 2025 list)
How this list of the largest US banks works
The Federal Reserve ranks every US-chartered commercial bank by consolidated assets each quarter. The latest release covers 3,765 banks, with data as of 30 June 2026 (Federal Reserve).
It ranks bank charters, not holding companies. A group with two banks, such as Morgan Stanley, shows up twice, and investment-bank or insurance assets held outside the bank don't count.
Credit unions and foreign banks' US branches aren't in it either. It's the cleanest official answer to which US banks are biggest by balance sheet.
Top 10 largest banks in the US by assets
The ten biggest banks hold $14.34 trillion, or 56.9% of all US commercial bank assets (Federal Reserve).
| Rank | Bank | Parent company | Total assets | Share of US bank assets | US branches |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank | JPMorgan Chase & Co. | $4.09 trillion | 16.2% | 5,137 |
| 2 | Bank of America | Bank of America Corp. | $2.65 trillion | 10.5% | 3,593 |
| 3 | Citibank | Citigroup | $1.98 trillion | 7.8% | 660 |
| 4 | Wells Fargo Bank | Wells Fargo & Co. | $1.91 trillion | 7.6% | 4,128 |
| 5 | Goldman Sachs Bank USA | Goldman Sachs Group | $758.8 billion | 3.0% | 2 |
| 6 | U.S. Bank | U.S. Bancorp | $705.6 billion | 2.8% | 2,097 |
| 7 | Capital One | Capital One Financial | $662.2 billion | 2.6% | 243 |
| 8 | PNC Bank | PNC Financial Services | $609.8 billion | 2.4% | 2,376 |
| 9 | Truist Bank | Truist Financial | $548.3 billion | 2.2% | 1,927 |
| 10 | BNY (Bank of New York Mellon) | BNY Mellon Corp. | $425.1 billion | 1.7% | 1 |
Source: Federal Reserve bank list, data as of 30 June 2026.
JPMorgan Chase alone holds 16.2% of US bank assets and runs the most branches in the top 10, with 5,137 (Federal Reserve). Its assets grew 8.0% from June 2025 (Fed 2025 list).
Bank of America is the only top-4 bank that shrank, down 0.4% in a year. Wells Fargo grew 9.2% and runs 4,128 branches, second only to Chase.
Two of the top 10 are mostly custody banks. BNY has 1 US branch and Goldman Sachs Bank USA has 2, so their size comes from institutional clients rather than branch networks (Federal Reserve).
Full list: the 100 largest banks in the US ranked by total assets
Here's the complete top 100 as of 30 June 2026. Together these banks hold $21.56 trillion, or 85.6% of the total (Federal Reserve).
The HQ column is the bank charter's home city, which can differ from the parent's head office. That's why Citibank and Wells Fargo Bank both list Sioux Falls, South Dakota.
| Rank | Bank | Parent company | Bank HQ (charter) | Total assets | Share of US bank assets | 1-year change | US branches |
|---|---|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank | JPMorgan Chase & Co. | Columbus, OH | $4.09 trillion | 16.2% | +8.0% | 5,137 |
| 2 | Bank of America | Bank of America Corp. | Charlotte, NC | $2.65 trillion | 10.5% | -0.4% | 3,593 |
| 3 | Citibank | Citigroup | Sioux Falls, SD | $1.98 trillion | 7.8% | +7.8% | 660 |
| 4 | Wells Fargo Bank | Wells Fargo & Co. | Sioux Falls, SD | $1.91 trillion | 7.6% | +9.2% | 4,128 |
| 5 | Goldman Sachs Bank USA | Goldman Sachs Group | New York, NY | $758.8 billion | 3.0% | +21.3% | 2 |
| 6 | U.S. Bank | U.S. Bancorp | Cincinnati, OH | $705.6 billion | 2.8% | +5.1% | 2,097 |
| 7 | Capital One | Capital One Financial | McLean, VA | $662.2 billion | 2.6% | +2.0% | 243 |
| 8 | PNC Bank | PNC Financial Services | Wilmington, DE | $609.8 billion | 2.4% | +10.0% | 2,376 |
| 9 | Truist Bank | Truist Financial | Charlotte, NC | $548.3 billion | 2.2% | +2.4% | 1,927 |
| 10 | BNY (Bank of New York Mellon) | BNY Mellon Corp. | New York, NY | $425.1 billion | 1.7% | +6.7% | 1 |
| 11 | Morgan Stanley Bank | Morgan Stanley | Salt Lake City, UT | $419.3 billion | 1.7% | +75.3% | 0 |
| 12 | State Street Bank and Trust | State Street Corp. | Boston, MA | $412.6 billion | 1.6% | +11.0% | 2 |
| 13 | TD Bank | TD Group US Holdings | Wilmington, DE | $342.8 billion | 1.4% | -3.8% | 1,048 |
| 14 | Fifth Third Bank | Fifth Third Bancorp | Cincinnati, OH | $299.2 billion | 1.2% | +42.9% | 1,512 |
| 15 | Huntington National Bank | Huntington Bancshares | Columbus, OH | $283.1 billion | 1.1% | +37.0% | 1,464 |
| 16 | BMO Bank | BMO Financial Corp. | Chicago, IL | $255.0 billion | 1.0% | +0.5% | 986 |
| 17 | Morgan Stanley Private Bank | Morgan Stanley | Purchase, NY | $250.4 billion | 1.0% | +6.5% | 0 |
| 18 | First Citizens Bank | First Citizens BancShares | Raleigh, NC | $236.3 billion | 0.9% | +3.0% | 519 |
| 19 | Citizens Bank | Citizens Financial Group | Providence, RI | $232.5 billion | 0.9% | +6.7% | 966 |
| 20 | M&T Bank (Manufacturers and Traders Trust) | M&T Bank Corp. | Buffalo, NY | $218.8 billion | 0.9% | +3.7% | 948 |
| 21 | American Express National Bank | American Express | Sandy, UT | $213.9 billion | 0.8% | +1.1% | 0 |
| 22 | KeyBank | KeyCorp | Cleveland, OH | $188.6 billion | 0.7% | +3.3% | 948 |
| 23 | Ally Bank | Ally Financial | Sandy, UT | $188.2 billion | 0.7% | +5.7% | 0 |
| 24 | Northern Trust | Northern Trust Corp. | Chicago, IL | $178.6 billion | 0.7% | +4.2% | 55 |
| 25 | HSBC Bank USA | HSBC North America Holdings | Tysons, VA | $173.1 billion | 0.7% | +2.0% | 20 |
| 26 | Regions Bank | Regions Financial | Birmingham, AL | $159.8 billion | 0.6% | +1.3% | 1,246 |
| 27 | Pinnacle Bank | Pinnacle Financial Partners | Nashville, TN | $128.8 billion | 0.5% | +135.5% | 390 |
| 28 | UBS Bank USA | UBS Americas Holding | Salt Lake City, UT | $124.4 billion | 0.5% | Not listed in June 2025 | 0 |
| 29 | Santander Bank | Santander Holdings USA | Wilmington, DE | $104.0 billion | 0.4% | +0.6% | 370 |
| 30 | City National Bank | RBC US Group Holdings | Los Angeles, CA | $99.1 billion | 0.4% | +5.2% | 65 |
| 31 | Western Alliance Bank | Western Alliance Bancorp. | Phoenix, AZ | $98.6 billion | 0.4% | +13.8% | 38 |
| 32 | Zions Bancorporation | None listed | Salt Lake City, UT | $89.0 billion | 0.4% | +0.2% | 431 |
| 33 | Flagstar Bank | None listed | Hicksville, NY | $87.7 billion | 0.3% | -4.8% | 359 |
| 34 | Webster Bank | Webster Financial | Stamford, CT | $85.9 billion | 0.3% | +5.0% | 194 |
| 35 | East West Bank | East West Bancorp | Pasadena, CA | $84.3 billion | 0.3% | +8.6% | 95 |
| 36 | First Horizon Bank | First Horizon Corp. | Memphis, TN | $84.1 billion | 0.3% | +2.9% | 409 |
| 37 | Old National Bank | Old National Bancorp | Evansville, IN | $73.9 billion | 0.3% | +4.5% | 352 |
| 38 | UMB Bank | UMB Financial | Kansas City, MO | $71.9 billion | 0.3% | +0.6% | 191 |
| 39 | SouthState Bank | SouthState Bank Corp. | Winter Haven, FL | $68.8 billion | 0.3% | +4.4% | 345 |
| 40 | CIBC Bank USA | CIBC Bancorp USA | Chicago, IL | $66.5 billion | 0.3% | +10.2% | 7 |
| 41 | Valley National Bank | Valley National Bancorp | Passaic, NJ | $66.2 billion | 0.3% | +5.7% | 229 |
| 42 | Columbia Bank | Columbia Banking System | Lake Oswego, OR | $65.4 billion | 0.3% | +26.0% | 350 |
| 43 | SoFi Bank | SoFi Technologies | Cottonwood Heights, UT | $56.8 billion | 0.2% | +56.6% | 3 |
| 44 | Frost Bank | Cullen/Frost Bankers | San Antonio, TX | $54.0 billion | 0.2% | +4.8% | 222 |
| 45 | BOKF (Bank of Oklahoma) | BOK Financial | Tulsa, OK | $53.0 billion | 0.2% | +4.1% | 112 |
| 46 | Associated Bank | Associated Banc-Corp | Green Bay, WI | $51.8 billion | 0.2% | +17.8% | 213 |
| 47 | First National Bank of Pennsylvania | F.N.B. Corp. | Greenville, PA | $50.8 billion | 0.2% | +2.6% | 354 |
| 48 | EverBank | EverBank Financial | Jacksonville, FL | $46.7 billion | 0.2% | +5.1% | 39 |
| 49 | Raymond James Bank | Raymond James Financial | St. Petersburg, FL | $45.6 billion | 0.2% | +7.8% | 0 |
| 50 | Prosperity Bank | Prosperity Bancshares | El Campo, TX | $43.9 billion | 0.2% | +14.2% | 324 |
| 51 | Barclays Bank Delaware | Barclays US LLC | Wilmington, DE | $43.5 billion | 0.2% | -1.3% | 0 |
| 52 | Bank OZK | None listed | Little Rock, AR | $41.7 billion | 0.2% | +0.6% | 253 |
| 53 | Deutsche Bank Trust Co. Americas | DB USA Corp. | New York, NY | $40.5 billion | 0.2% | -5.5% | 0 |
| 54 | Atlantic Union Bank | Atlantic Union Bankshares | Richmond, VA | $38.0 billion | 0.2% | +2.2% | 176 |
| 55 | Hancock Whitney Bank | Hancock Whitney Corp. | Gulfport, MS | $36.3 billion | 0.1% | +3.2% | 185 |
| 56 | Commerce Bank | Commerce Bancshares | Kansas City, MO | $35.0 billion | 0.1% | +9.1% | 150 |
| 57 | Banc of California | Banc of California | Los Angeles, CA | $34.9 billion | 0.1% | +2.2% | 77 |
| 58 | BankUnited | BankUnited | Miami Lakes, FL | $34.9 billion | 0.1% | -1.6% | 55 |
| 59 | First National Bank of Omaha | Lauritzen Corp. | Omaha, NE | $34.2 billion | 0.1% | +8.4% | 137 |
| 60 | United Bank | United Bankshares | Fairfax, VA | $33.6 billion | 0.1% | +2.9% | 232 |
| 61 | Texas Capital Bank | Texas Capital Bancshares | Dallas, TX | $33.6 billion | 0.1% | +6.3% | 9 |
| 62 | Fulton Bank | Fulton Financial | Lancaster, PA | $32.6 billion | 0.1% | +2.1% | 198 |
| 63 | TD Bank USA | TD Group US Holdings | Wilmington, DE | $32.1 billion | 0.1% | -6.9% | 0 |
| 64 | Glacier Bank | Glacier Bancorp | Kalispell, MT | $31.6 billion | 0.1% | +8.9% | 251 |
| 65 | Eastern Bank | Eastern Bankshares | Boston, MA | $31.1 billion | 0.1% | +22.3% | 128 |
| 66 | BNY Mellon, N.A. | BNY Mellon Corp. | Pittsburgh, PA | $30.6 billion | 0.1% | +3.5% | 0 |
| 67 | City National Bank of Florida | BCI Financial Group | Miami, FL | $29.1 billion | 0.1% | +7.6% | 29 |
| 68 | United Community Bank | United Community Banks | Greenville, SC | $29.0 billion | 0.1% | +3.4% | 188 |
| 69 | Sallie Mae Bank | None listed | Salt Lake City, UT | $28.5 billion | 0.1% | Not listed in June 2025 | 0 |
| 70 | Ameris Bank | Ameris Bancorp | Atlanta, GA | $28.4 billion | 0.1% | +6.8% | 163 |
| 71 | Arvest Bank | Arvest Bank Group | Fayetteville, AR | $28.1 billion | 0.1% | +2.6% | 224 |
| 72 | WesBanco Bank | WesBanco | Wheeling, WV | $27.7 billion | 0.1% | +1.0% | 214 |
| 73 | WaFd Bank | WaFd | Seattle, WA | $27.6 billion | 0.1% | +3.2% | 210 |
| 74 | Renasant Bank | Renasant Corp. | Tupelo, MS | $27.0 billion | 0.1% | +1.4% | 258 |
| 75 | Customers Bank | Customers Bancorp | Malvern, PA | $26.5 billion | 0.1% | +17.6% | 6 |
| 76 | First Interstate Bank | First Interstate BancSystem | Billings, MT | $25.8 billion | 0.1% | -6.2% | 272 |
| 77 | Rockland Trust | Independent Bank Corp. | Rockland, MA | $25.0 billion | 0.1% | +24.5% | 150 |
| 78 | Simmons Bank | Simmons First National | Pine Bluff, AR | $24.7 billion | 0.1% | -7.1% | 226 |
| 79 | Cathay Bank | Cathay General Bancorp | Los Angeles, CA | $24.6 billion | 0.1% | +3.9% | 61 |
| 80 | Centennial Bank | Home BancShares | Conway, AR | $24.6 billion | 0.1% | +8.0% | 225 |
| 81 | TriState Capital Bank | Raymond James Financial | Pittsburgh, PA | $24.3 billion | 0.1% | +14.6% | 0 |
| 82 | Bank of Hawaii | Bank of Hawaii Corp. | Honolulu, HI | $23.8 billion | 0.1% | +0.6% | 50 |
| 83 | First Hawaiian Bank | First Hawaiian | Honolulu, HI | $23.6 billion | 0.1% | -0.8% | 48 |
| 84 | OceanFirst Bank | OceanFirst Financial | Toms River, NJ | $23.2 billion | 0.1% | +75.1% | 71 |
| 85 | TowneBank | None listed | Portsmouth, VA | $22.6 billion | 0.1% | +23.8% | 97 |
| 86 | First Financial Bank | First Financial Bancorp | Cincinnati, OH | $22.4 billion | 0.1% | +20.6% | 154 |
| 87 | Beacon Bank & Trust | Beacon Financial | Boston, MA | $22.2 billion | 0.1% | +260.3% | 147 |
| 88 | Optum Bank | None listed | Draper, UT | $21.4 billion | 0.1% | Not listed in June 2025 | 0 |
| 89 | Seacoast National Bank | Seacoast Banking Corp. of Florida | Stuart, FL | $21.3 billion | 0.1% | +33.9% | 105 |
| 90 | First Merchants Bank | First Merchants Corp. | Muncie, IN | $21.3 billion | 0.1% | +14.7% | 126 |
| 91 | Mechanics Bank | Mechanics Bank | Walnut Creek, CA | $21.2 billion | 0.1% | +28.2% | 169 |
| 92 | Citizens Business Bank | CVB Financial | Ontario, CA | $21.2 billion | 0.1% | +37.4% | 77 |
| 93 | Merchants Bank of Indiana | Merchants Bancorp | Carmel, IN | $21.2 billion | 0.1% | +10.9% | 7 |
| 94 | Central Trust Bank | Central Bancompany | Jefferson City, MO | $20.3 billion | 0.1% | +6.5% | 160 |
| 95 | Stifel Bank & Trust | Stifel Financial | St. Louis, MO | $19.6 billion | 0.1% | +6.2% | 1 |
| 96 | Trustmark Bank | Trustmark Corp. | Jackson, MS | $19.2 billion | 0.1% | +3.1% | 167 |
| 97 | Bank of Hope | Hope Bancorp | Los Angeles, CA | $19.0 billion | 0.1% | +2.4% | 73 |
| 98 | ServisFirst Bank | ServisFirst Bancshares | Homewood, AL | $18.3 billion | 0.1% | +5.6% | 32 |
| 99 | Busey Bank | First Busey Corp. | Champaign, IL | $18.1 billion | 0.1% | -3.8% | 81 |
| 100 | Community Bank | Community Financial System | Canton, NY | $17.4 billion | 0.1% | +6.4% | 202 |
Source: Federal Reserve, U.S. Domestically Chartered Commercial Banks, data as of 30 June 2026, posted 2 October 2026 (consolidated assets; share is of the $25.18 trillion held by all 3,765 banks). 1-year change compares the same bank ID with the Fed list as of 30 June 2025. Names shortened from the Fed listing.
Biggest moves since June 2025
Three 2026 bank mergers reshuffled the regional tier. Each acquired bank dropped off the list after being folded into its buyer (Fed 2025 list).
| Bank | Rank change | 1-year asset change | What happened |
|---|---|---|---|
| Fifth Third Bank | 20 to 14 | +42.9% | Merged with Comerica on 1 February 2026 (Fifth Third); Comerica Bank was No. 34 |
| Huntington National Bank | 21 to 15 | +37.0% | Closed the Cadence Bank deal on 1 February 2026 (Huntington); Cadence was No. 46 |
| Pinnacle Bank | 42 to 27 | +135.5% | Merged with Synovus Bank on 2 January 2026 (Synovus); Synovus Bank was No. 40 |
| Morgan Stanley Bank | 14 to 11 | +75.3% | Biggest asset growth in the top 25 outside the three mergers |
| Goldman Sachs Bank USA | 7 to 5 | +21.3% | Passed U.S. Bank and Capital One |
| SoFi Bank | 56 to 43 | +56.6% | Grew faster than any top-50 bank except Pinnacle Bank and Morgan Stanley Bank |
| UBS Bank USA | New at 28 | Not listed in June 2025 | Appears at $124.4 billion |
Sources: Fed list, 30 June 2026 and Fed list, 30 June 2025; merger dates from each company's announcement.
TD Bank went the other way, down 3.8% to $342.8 billion and from No. 12 to No. 13 (Federal Reserve).
How concentrated US banking is
A few giants hold most of the money, and thousands of small banks share the rest (Federal Reserve):
- Top 4 banks: 42.2% of assets (Fed)
- Top 10 banks: 56.9% (Fed)
- Top 50 banks: 80.2% (Fed)
- Banks with $10 billion or more: 141 of 3,765 (Fed)
- Banks under $1 billion: 2,867, or 76% of all banks (Fed)
Utah is the charter home for a cluster of big non-branch banks, including American Express National Bank, Ally Bank, UBS Bank USA and SoFi Bank (Federal Reserve).
Best Firms' take
For other ranked lists of US companies, see the Fortune 500 companies list, the S&P 500 companies list and the largest companies by market cap.
FAQ
What is the largest bank in the US?
JPMorgan Chase Bank, with $4.09 trillion in consolidated assets as of 30 June 2026. Source: Federal Reserve.
What are the 10 largest banks in the US?
1. JPMorgan Chase Bank ($4.09 trillion), 2. Bank of America ($2.65 trillion), 3. Citibank ($1.98 trillion), 4. Wells Fargo Bank ($1.91 trillion), 5. Goldman Sachs Bank USA ($758.8 billion), 6. U.S. Bank ($705.6 billion), 7. Capital One ($662.2 billion), 8. PNC Bank ($609.8 billion), 9. Truist Bank ($548.3 billion), 10. BNY (Bank of New York Mellon) ($425.1 billion). Source: Federal Reserve, 30 June 2026.
What are the big 4 banks in the US?
JPMorgan Chase, Bank of America, Citibank and Wells Fargo. Together they hold 42.2% of US commercial bank assets. Source: Federal Reserve.
How many banks are there in the US?
The Fed's list counts 3,765 US-chartered commercial banks as of 30 June 2026. Credit unions and savings institutions outside this report aren't included. Source: Federal Reserve.
Is Goldman Sachs a bank?
Goldman Sachs Group owns Goldman Sachs Bank USA, the 5th largest US bank with $758.8 billion in assets. Source: Federal Reserve.
Why are Citibank and Wells Fargo listed in South Dakota?
The Fed lists each bank charter's home city. Both charters are based in Sioux Falls, even though the parents run from New York and San Francisco. Source: Federal Reserve.
How often is the list of largest US banks updated?
Quarterly. The 30 June 2026 data was posted on 2 October 2026; past releases are on the Fed release dates page.
What to watch next
The next Fed update will use 30 September 2026 data. Watch whether Goldman Sachs Bank USA keeps growing past $758.8 billion and whether Fifth Third and Huntington pass TD Bank.
If you're hiring finance or engineering talent away from these banks, Best Firms' hire pages cover the roles. Bookmark this page for the next quarterly ranking.